Fair warning, folks: some real stretching is required in order to find a bright side to today's news, and said side is that the rare millionaire with spare cash sitting around can now buy some stocks at incredibly low prices.  On the less bright side, well, the Dow closed in the neighborhood of a 12-year low. The Dow fell 250.89 points (3.41 percent) today, landing at 7,114.78.  It hasn't been that low since October of 1997.  We must also note that ...