By some accounts, it sounds as if we'll soon reach the point at which retail stores will have tumbleweeds rolling through them.  Several different statistics point to American consumers cutting back on their spending and saving money instead. This is a smart approach for any given individual, of course - a "forget you" to the greater economy for the sake of thriving or at least surviving.  It's just that greater economy consideration that becomes something of an issue. Ah, well.  Here are ...